TO BUY OR NOT TO BUY

There seems to be uncertainty out there in the market place amongst people who are wanting to dip their toe into the real estate market for the first time but have not even gone to a broker yet to find out what they can borrow first.  You need to know what your budget is and then make sure that you can afford to live as well.  You might be able to borrow a lot more than you think but you actually need to factor in that you will want a life after you purchase that is why I strongly urge you to go to a good broker who will tell you the facts.
Contact Yvette Fernandez on 0403 343 424 yvette@dzlw.com.au and she will be able to give you direct honest advice and help you source the best deal out there.

In the meantime this is what you should be considering:

Not spending on your credit card for the next three months - why - the banks are looking through every statement including the credit card and they are looking at:
uber eats
uber taxi's
food
utilities
clothing
petrol
everything you put on that credit card they will add up and take off your salary and then loan you on the balance.

Try to budget very carefully and minimise your expenditure you want to look like a very good prospect to the banks.  (they have the magnifying glass out these days and they do not miss a trick)

Try to save a decent amount each month into your savings (dont be tempted to spend it)

Lending has become so much harder to obtain so please do your homework first before you fall in love with the place you desperately want to buy.

Send us an email if you need any help to gill@viviansresidential.com we will keep you updated on what's currently happening out there.

MAKE YOUR OWN DECISIONS AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SURBURBS!!

KEEPING IT REAL IS OUR MOTTO!!