BRIDGING FINANCE

 

Bridging Finance

Bridging finance is a simple short term loan that lets you buy your next property before your current one sells. It gives you the ability to act fast without waiting for settlement on your existing home.

It works by covering the gap between the purchase of your new property and the sale of your current one. Once your sale settles, the bridging amount is cleared and your standard loan continues. This structure removes pressure and stops you from feeling forced into accepting the wrong offer just to meet timing.

Bridging finance is useful in strong markets where quality homes move quickly. It gives you the freedom to secure the right property without hesitation. Speak with your broker or lender to confirm costs, time frames and suitability for your situation.

If you need to move forward with confidence, bridging finance is a straight forward solution that keeps your plans on track.

We have a fantastic broker called Brandon Ngadino 0412 270 243 brandon@checkmyrate.au he has done quite a few deals for our clients.

Again give us a call or an email if you need to ask a few questions.  Gill Vivian 0415 853 926 gill@viviansrealestate.com.au 

MAKE YOUR OWN DECISIONS & GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!!

KEEPING IT REAL IS OUR MOTTO!! 

WESTERN SUBURBS MARKET PULSE

 

---

Western Suburbs Market Pulse

Week ending Sunday 8 March 2026

The quick read

Sales activity across Perth eased a touch week on week, but listing supply ticked higher while the rental pool also edged up. Western Suburbs and Mosman Park continued to show premium buyer depth with notable sales and selective auction action. [reiwa.com.au]

Sales snapshot

Perth recorded 827 transactions last week, down three point seven percent from the week prior. Within that total, house sales were lower, unit sales were a little softer, and land sales jumped strongly. This pattern reflects buyers being value focused while builders and owner occupiers keep land in play. [reiwa.com.au]

Recent settled sales around the Western Suburbs include premium results in Mosman Park and neighbouring blue chip pockets. For example, 1 Bryant Avenue Mosman Park settled at three million seven hundred twenty five thousand dollars on twenty seven February. 33 Swan Street Mosman Park settled at two million nine hundred ten thousand dollars on seventeen February. These validate ongoing strength at the top end of Mosman Park. [realestate.com.au]

Across the broader Mosman Park market over the past twelve months, the median house price sits around two million eight hundred thousand dollars with annual growth reported in the high twenties, and units around five hundred forty thousand dollars with annual growth in the low twenties. Days on market are reported in the forties for houses and mid forties for units, with rental yields near two point six percent for houses and four point three percent for units. [realestate.com.au], [property.com.au]

Listings and buyer activity

Perth listing stock rose to two thousand eight hundred sixty seven properties, up four point one percent on the week and up thirteen point five percent across the last four weeks, though still over forty percent below the same time a year ago. This keeps conditions supportive for sellers of well presented Western Suburbs homes. [reiwa.com.au]

On the ground in Mosman Park, there is a visible mix of prestige family homes, town homes and apartments on market, with fresh listings noted this week along Fairlight Street and Somerset Crescent, plus premium showcases such as the Mos Lane project display suite on Manning Street. [realestate.com.au]

Auction watch

Western Australia runs far fewer auctions than the east coast, but last week still featured a small cluster in the Western Suburbs. Scheduled auctions included 2 Johnson Parade Mosman Park and 34 Dalkeith Road, Nedlands, alongside a Claremont apartment at Freshwater Parade. Statewide, the week recorded a very small sample, with a clearance rate near the 50% mark in preliminary tallies. 

National auction services also reported a light Perth week of around a dozen results, consistent with seasonal factors after the long weekend.

Rental pulse

Rental listings in Perth edged up three percent to 1,936,000 six dwellings. Week on week leasing volumes were softer but are still higher than a year ago. Claremont appeared in last week’s top rental activity list, reflecting steady tenant demand across the inner west. 

• Premium family homes continue to trade well. Depth remains for move in ready properties close to the river and quality schools. 
• Units show healthy annual gains at accessible price points, drawing first home buyers and downsizers who want Western Suburbs amenity.  [property.com.au]
• Choice is improving but remains tight, which helps maintain competitive inspections for well priced listings. [reiwa.com.au]

WHAT THIS MEANS FOR SELLERS

Presentation and pricing discipline matter. With stock levels still well below last year, attractive Western Suburbs homes can secure strong competition, especially when launched with a clear campaign and early buyer engagement. [reiwa.com.au]

WHAT THIS MEANS FOR BUYERS

Increased listings create a little breathing room. Stay finance ready and watch for mid week releases in Mosman Park, Cottesloe, Claremont and Nedlands. Private treaty remains the dominant path, with occasional Saturday auctions for special homes

If you are thinking of selling please do give me a call 0415 853 926 or email me on gill@viviansrealestate.com.au we would love to talk to you.

MAKE YOUR OWN DECISIONS AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!! 

KEEPING IT REAL IS OUR MOTTO!! 

ADVICE FOR SELLERS ON SELLING

When it comes time to place your property on the market, the experience can feel thrilling, overwhelming, and full of unknowns all at once. The good news is that with the right preparation and a little insider knowledge, you can transform the process from stressful to successful. Selling your property is not just about listing it online and waiting for a buyer. It is about creating a strong first impression, building emotion, and making sure your home stands out from every other option. Listen to your professional agent they will give you the best advice this is what we do for a living.

Create an Irresistible First Impression

Buyers decide within the first few moments whether they feel a connection with a home. The moment they step onto the front path, they are already forming opinions. Fresh gardens, a spotless entry, and a welcoming feel can draw people in and set the tone for the rest of the visit. Think of it like setting the stage for a wonderful performance.

Present Your Property at Its Best

Buyers respond to homes that feel bright, open, and well cared for. A few simple improvements can make a major difference. Declutter rooms to show space. Open curtains to bring in natural light. Add fresh touches such as cushions, indoor plants, or crisp linen. These elements help buyers imagine their future in your home, and that emotional connection is a powerful force in securing strong offers.

Price with Care

Setting the right price is one of the most important decisions you will make. A property priced attractively can bring in more buyers, more offers, and a faster result. A property priced too high can sit on the market and lose momentum. Work with an agent who understands your local area and who can guide you with clear data and genuine expertise. At this particular time, it's only a price guide as we feel we are currently getting way more than we have predicted so that is why we are using Openn Offers an online platform that has outperformed us every time.

Be Ready for Buyers

Once you are on the market, keep your home ready for viewings. You never know when the perfect buyer might want to come through. A clean, fresh environment helps you stay prepared and keeps the selling energy strong. The more welcoming your property feels, the more likely buyers are to fall in love with it. Remember we love our pets but pet beds can smell make sure they are outside or freshly washed. Room spray is always handy also.

MAKE YOUR OWN DECISIONS AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!!

KEEPING IT REAL IS OUR MOTTO!! 

PERTH MARKET SNAP SHOT

 1. Dwelling Prices Up 0.64% in Two Weeks

That’s a strong fortnightly increase. At this trajectory, a $1 million median for houses is only a short step away. In my humble opinion villas and townhouses are already up into the million dollars in the Western Suburbs unless unrenovated.

2. Median House Price at $977,000

This aligns with the ongoing strength we’re seeing in inner- and Western-suburb markets where demand is outstripping supply. The shortage is so severe that people are trying to take properties off the market prior to them going into their full campaigns (not advisable)

3. Year-to-Date Growth Already 3.8% (well above early 2026 forecasts)

A 3.8% gain in the first part of the year suggests momentum well above average—Perth normally sees 4–6% annual growth in “healthy” years. Perth has been down in the doldrums for such a long time; the last 18 months have been playing catch-up and now we have a severe shortage of properties, which will keep driving them upwards.

4. Trend Suggests 12% Growth by Mid‑Year

If price acceleration continues, a double‑digit half‑year gain is possible—something usually only seen in boom cycles. Perth will continue to perform, I believe, just on the current demand that we have been experiencing. 

5. Key Driver: Extremely Tight Supply

 Listing volumes remain low while buyer demand is strong. A high sales-to-listings ratio confirms buyers outnumber available homes. This statement is extremely true right now and we dont see it changing anytime soon.

As I have been saying to people stop sitting on the fence and buy something to get onto the property ladder, you will be priced out. Unfortunately for some people that have waited too long and although their properties have gone up unfortunately the areas that they have been looking in have gone up a lot quicker.  BUY NOW !!

MAKE YOUR OWN DECISIONS AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!! 

KEEPING IT REAL IS OUR MOTTO!! 

APARTMENTS

 February has seen that apartments are selling in record time. I am not surprised as the quantity of apartments being made available right now are nowhere near the levels they need to be.

As buyers are being priced out of homes, they have no option but to go towards buying an apartment, it's not a bad thing but when the villas/townhouses/homes have gone up so much that dream is no longer there for them buying a house.

We have been selling some apartments off market (not that many but some sellers are happy with that as they don't pay advertising), if they market the property though there is every chance that they will get more buyers on the property that drives the price up, in some cases by an extra $50k to $100k.

One thing is for sure if you are sitting on the fence because it's not quite right you are certainly going to keep missing out. Nothing is ever perfect you might have to make it perfect for you but you should be seriously going hard at it right now.

MAKE YOUR DECISION AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!!

KEEPING IT REAL IS OUR MOTTO!!

SHORT TERM STAYS OR AIR BNB

 When buying a property either a unit or home you really need to consider a few things:

• Is this property ready to be rented out without too much renovations
• Is this property in the air bnb zone
• If the property is a strata property is there already air bnb's being done
• Call Vivian's for their short term/air bnb they have been doing it for a year now and have got it streamlined
• One or two bedrooms which is better - either both are very popular
• House are they profitable? Depends on how much maintenance keeps appearing and where the home is located, we have found apartments are very popular
• Have a conversation with Trent Vivian not only is he doing it himself he's excellent on the numbers for you
•  Make the property like a hotel room the guests will give you raving reviews
• Do you have a management plan - Vivian's do

There is a lot of things to consider when doing an air bnb / short term stays but they are making such good returns especially those properties that are near the train line and the beach.

Call Vivian's today and have that conversation it could be worth your while if you are wanting a positively geared property.

MAKE YOUR OWN DECISIONS AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!!

KEEPING IT REAL IS OUR MOTTO!! 

PRE-APPROVAL

 You are house hunting trying to find that dream home either on the internet or going to home opens.

Unfortunately, the reality is that most people have budgets and unless you have a very clear outline of what you can actually afford you might find yourself trying to purchase something thats way out of your reach.

This is why you need to have a home loan pre-approved it's so very important that you stay in your lane and do not go to homes that a way out of your budget. It's no good for your mental health when you keep missing out.

Whilst there are plenty of online applications out there offering you instant results, I feel that you need to have contact with a real person and get that exact amount that you can borrow.

We use Brandon Ngadino from Check my rate - an outstanding broker who is available pretty much 24/7 and if he's not available one of his team members will be there for you. His contact details are 0412 270 243 brandon@checkmyrate.au just tell him that Vivians Real Estate recommended him to you. This way you will be at the top of the list when agents/owners are considering offers - when you say you are pre-approved it does matter. 

It's hard enough shopping around without this pre-approval but make sure you are only shopping within your budget very important.

    MAKE YOUR OWN DECISIONS AND GIVE IT A REAL GO!!

SELLING MOSMAN PARK & THE WESTERN SUBURBS!!

KEEPING IT REAL IS OUR MOTTO!!